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SBI Debit Card EMI Facility: Things To Know

Here are some of the features of this new service:

  • Zero cost EMI
  • Zero documentation
  • Instant disbursal
  • No branch visit required
  • No processing fee
  • No minimum savings account balance requirement
  • Loans are processed in less than a minute
  • EMI will begin a month after the transaction is completed
  • EMI can be opted for a minimum tenure of 6 months and up to a maximum of 18 months
  • Available on select brands
  • Can be used at 40,000+ merchant and stores and in 1,500+ pan India cities that have Pine Labs branded POS machine totalling
  • Customers need to have a clean financial and credit history to avail the facility
  • To check eligibility, SBI customers can send “DCEMI” to 567676 via SMS facility using their registered mobile number

SBI recently revised its service charges with effect from 1 October. These include changes in charges on ATM transactions, non-maintenance of minimum balance, cheque book issues and internet banking transactions among others.

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